Cost of living in Spain: comparison with France

Spain has a lower cost of living than France, positioning the country as the 3rd most affordable destination in Western Europe. This significant difference explains why thousands of expats choose to settle on the Iberian Peninsula every year, attracted by the Mediterranean climate and a more relaxed pace of life. For those wishing to settle in the region, using a real estate specialist in Empuriabrava makes it easier to find the ideal property.

An overview of the cost of living in Spain

Spain in 2026: a popular destination for accessible quality of life

Since our establishment in Empuriabrava in 1975, our agency Immo Center Empuriabrava has observed a continuous movement of expats towards the Costa Brava and the entire Spanish territory. This trend is accelerating in 2026, driven by economic arguments. The figures speak for themselves: Spain has a cost of living 20 to 30% lower than France. However, this accessibility is accompanied by a different salary reality: the average net Spanish salary remains 25% lower than that observed in France. It is in this context that real estate in Rosas is arousing growing interest.

A constant influx of expats with varied profiles

Every year, we assist hundreds of families with their relocation projects. Three profiles stand out in particular:

• Retirees seeking above all the Mediterranean climate and attractive purchasing power.

• Working people taking advantage of the development of teleworking to settle in Empuriabrava or Roses.

• Families preferring the relaxed pace of life and secure environment.

How is the housing market in Spain?

The housing market in Spain: a diversity of prices by region

When we accompany our clients in their property search, the question of the housing budget immediately arises. Rents vary from one region to another. In 2026, a one-bedroom apartment in the city center costs around 850 euros per month, compared to 950 euros in France. This 12% difference is already substantial savings. For those considering a more sustainable investment, buying a house on the Costa Brava is an interesting alternative.

Real estate acquisition: opportunities on the Costa Brava

Since 1975, we have observed the evolution of the real estate market in Empuriabrava and Roses. Purchase prices are competitive compared to equivalent French seaside resorts.

What are the economic advantages for food and dining?

Grocery shopping

The monthly food budget for one person is around 262 euros in Spain compared to 366 euros in France. This difference allows residents to save more than 1,200 euros per year. On the Costa Brava, the local markets in Empuriabrava and Roses often have attractive prices for fresh produce.

Catering: the “menú del día” and other benefits

Spanish catering has significantly lower prices. A three-course dinner costs an average of 25 euros compared to 30 euros in France (-16%). The “menú del día,” a Mediterranean tradition offering a starter, main course, dessert, and drink for 10 to 15 euros, is an advantageous option.

What are transport costs and solutions?

Daily travel and transport budget

Travel is a significant part of the monthly budget. In Empuriabrava and around Roses, transportation costs differ significantly. A monthly pass costs about 50 euros in major cities like Barcelona or Girona, compared to an average of 75 euros in metropolitan France. The Sarfa (Moventis) bus network serves the Costa Brava region well.

Car and fuel costs

For those who prefer personal cars, fuel remains more affordable. Diesel shows an average price of 1.40 euros per liter in February 2026, compared to 1.70 euros in France. Car insurance also presents a financial advantage.

What about Spanish salaries and purchasing power?

Optimizing your financial situation

We have been supporting expats settling on the Costa Brava for nearly fifty years. Spanish taxation offers advantages for certain profiles, notably the expatriate regime which allows reduced taxation during the first years. The Empuriabrava and Roses region offers excellent value for money for real estate acquisition, retaining a sought-after Mediterranean quality of life.